[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fala.sk\/triky-ktore-vam-pomozu-nasetrit-si-co-najrychlejsim-sposobom\/#Article","mainEntityOfPage":"https:\/\/www.fala.sk\/triky-ktore-vam-pomozu-nasetrit-si-co-najrychlejsim-sposobom\/","headline":"Triky, ktor\u00e9 v\u00e1m pom\u00f4\u017eu na\u0161etri\u0165 si \u010do najr\u00fdchlej\u0161\u00edm sp\u00f4sobom!","name":"Triky, ktor\u00e9 v\u00e1m pom\u00f4\u017eu na\u0161etri\u0165 si \u010do najr\u00fdchlej\u0161\u00edm sp\u00f4sobom!","description":"\u0160etri\u0165 neznamen\u00e1 strka\u0165 peniaze do pono\u017eky a \u017ei\u0165 ako pustovn\u00edk, ale aj z n\u00edzkeho pr\u00edjmu sa daj\u00fa nejak\u00e9 men\u0161ie \u010diastky u\u0161etri\u0165 bez toho, aby ste trpeli n\u00fadzou. Treba sa dr\u017ea\u0165 z\u00e1kladn\u00fdch pilierov, ktor\u00e9 v\u00e1m v tom efekt\u00edvne pom\u00f4\u017eu. Zriadenie n\u00fadzov\u00e9ho fonduEkon\u00f3movia odpor\u00fa\u010daj\u00fa ka\u017edej dom\u00e1cnosti zriadi\u0165 si takzvan\u00fd n\u00fadzov\u00fd fond. Ide o ur\u010dit\u00fa sumu pe\u0148az\u00ed, ur\u010den\u00fdch...","datePublished":"2019-04-09","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.fala.sk\/author\/#Person","name":"","url":"https:\/\/www.fala.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/70b0b0c6ef7dca5d65c935edece415df3e99a7281ef835a281ae62fb4236351b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70b0b0c6ef7dca5d65c935edece415df3e99a7281ef835a281ae62fb4236351b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fala.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fala.sk\/wp-content\/uploads\/img_a299962_w16651_t1556368687.jpg","url":"https:\/\/www.fala.sk\/wp-content\/uploads\/img_a299962_w16651_t1556368687.jpg","height":0,"width":0},"url":"https:\/\/www.fala.sk\/triky-ktore-vam-pomozu-nasetrit-si-co-najrychlejsim-sposobom\/","wordCount":438,"articleBody":" \u0160etri\u0165 neznamen\u00e1 strka\u0165 peniaze do pono\u017eky a \u017ei\u0165 ako pustovn\u00edk, ale aj z n\u00edzkeho pr\u00edjmu sa daj\u00fa nejak\u00e9 men\u0161ie \u010diastky u\u0161etri\u0165 bez toho, aby ste trpeli n\u00fadzou. Treba sa dr\u017ea\u0165 z\u00e1kladn\u00fdch pilierov, ktor\u00e9 v\u00e1m v tom efekt\u00edvne pom\u00f4\u017eu. Zriadenie n\u00fadzov\u00e9ho fonduEkon\u00f3movia odpor\u00fa\u010daj\u00fa ka\u017edej dom\u00e1cnosti zriadi\u0165 si takzvan\u00fd n\u00fadzov\u00fd fond. Ide o ur\u010dit\u00fa sumu pe\u0148az\u00ed, ur\u010den\u00fdch pre mimoriadne udalosti v rodine, s ktor\u00fdmi budete ma\u0165 istotu, \u017ee ak sa  tak\u00e1 ne\u010dakan\u00e1 situ\u00e1cia vyskytne, vy nezostanete bez financi\u00ed. Suma, ktor\u00e1 toto pravidlo sp\u013a\u0148a, je vo v\u00fd\u0161ke troch mesa\u010dn\u00fdch platov a pokry\u0165 by mala n\u00e1jom, \u0161koln\u00e9, stravu, cestovn\u00e9 a in\u00e9 nevyhnutn\u00e9 n\u00e1klady.Stanovenie cie\u013eaSporenie zv\u00e4\u010d\u0161a b\u00fdva potrebn\u00e9 vtedy, ak m\u00e1te v pl\u00e1ne kupova\u0165 nie\u010do drah\u0161ie, a tak je d\u00f4le\u017eit\u00e9 si stanovi\u0165 cie\u013e, na ktor\u00fd tieto nasporen\u00e9 finan\u010dn\u00e9 prostriedky miniete. Je dok\u00e1zan\u00e9, \u017ee \u013eudia, ktor\u00ed pl\u00e1nuj\u00fa, si vo v\u0161eobecnosti na\u0161etria v\u00e4\u010d\u0161iu sumu pe\u0148\u00e4z\u00ed ako t\u00ed, ktor\u00ed sporia bez nejak\u00e9ho vopred ur\u010den\u00e9ho cie\u013ea. Kroky, ktor\u00e9 v\u00e1m k tomu pom\u00f4\u017eu, v\u00e1m pribl\u00ed\u017eime v troch bodoch:1.Presne si ur\u010dite svoj cie\u013e:Ujasnite si, pre\u010do a kv\u00f4li \u010domu ste sa rozhodli spori\u0165 a urobte pre to v\u0161etky potrebn\u00e9 kroky.2.Stanovte si presn\u00fasumu:V\u00fd\u0161ka kone\u010dn\u00e9ho obnosu pe\u0148az\u00ed z\u00e1vis\u00ed predov\u0161etk\u00fdm na cene stanoven\u00e9ho cie\u013ea, potom je to suma, ktor\u00e1 v\u00e1m na konci mesiaca zv\u00fd\u0161i z v\u00fdplaty a takisto je rozhoduj\u00faci aj \u010das, za ktor\u00fd svoj cie\u013e mienite dosiahnu\u0165.3.Zria\u010fte si jeden zo sporiacich \u00fa\u010dtov:Najide\u00e1lnej\u0161ie je otvori\u0165 si \u00fa\u010det, na ktor\u00fd si budete pravidelne vklada\u0165 svoje \u00faspory a navy\u0161e sa v\u00e1m aj zhodnotia.N\u00e1\u0161 tip!Dlhoro\u010dn\u00e9 sk\u00fasenosti hovoria o tom, \u017ee ak svoj \u00fa\u010det pomenujete pod\u013ea cie\u013ea, na ktor\u00fd je ur\u010den\u00fd, napr\u00edklad Nov\u00e9 auto alebo B\u00fdvanie, p\u00f4jde v\u00e1m to r\u00fdchlej\u0161ie.Pravideln\u00e9 odkladanie \u010dasti v\u00fdplatyAk sp\u013a\u0148ate v\u0161etky tieto po\u017eiadavky, tak sa m\u00f4\u017eete smelo pusti\u0165 do pravideln\u00e9ho odkladania nejakej \u010diastky financi\u00ed, odpor\u00fa\u010da sa asi 10% mesa\u010dn\u00e9ho z\u00e1robku alebo v takej v\u00fd\u0161ke, ko\u013eko v\u00e1m to va\u0161a mzda dovol\u00ed.Kedy by ste nemali \u0161etri\u0165? V pr\u00edpade, \u017ee sa v\u00e1m nahromadili dlhy a vy ich potrebujete splati\u0165, na sporenie a investovanie nie je vhodn\u00fd \u010das.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Triky, ktor\u00e9 v\u00e1m pom\u00f4\u017eu na\u0161etri\u0165 si \u010do najr\u00fdchlej\u0161\u00edm sp\u00f4sobom!","item":"https:\/\/www.fala.sk\/triky-ktore-vam-pomozu-nasetrit-si-co-najrychlejsim-sposobom\/#breadcrumbitem"}]}]